Cash Buyers Welcome
Lending Criteria
WE HAVE A GLOBAL REACH WITH HEAVY FOCUS IN THE FOLLOWING JURISDICTIONS:
*USA, Canada, UK
*Portugal Portugal
*Spain
*France
*Italy
*Greece
*Cyprus
*Austria
*Switzerland
*Netherlands
*Denmark
*Sweden
*Norway
*Republic of Ireland
Development Finance
We have several funds willing to offer debt funding throughout the majority or European jurisdictions.
· Maximum loan to cost is 75%
· Minimum loan is €35 Million
· Maximum loan is €200 Million
· Interest rate is Euribor +2% to 3%
· Asset sectors include hotels, logistics, student accommodation, multi family projects.
Long Term Funding
Flexible commercial mortgage provider that has a common sense approach to real estate funding. Lending to a lender If your office is interested in being a short-term lender to property investors and developers, I have a specialist fund that will provide a line of credit up to €100 Million for 3 years. I hope the attached is of interest to you and I look forward to discussing further. A flexible long term commercial mortgage lender. This fund operates across a wide range of geographical jurisdictions and asset sectors. They have a common sense approach to underwriting, and they will consider ‘the story’ for the right sponsor and the right project. They understand that a newly built asset or refurbished asset needs a stabilization period before serviceability can be demonstrated. The lender profile is as follows: They have offices in:
· New York
· London
· Frankfurt
· Singapore
Preferred jurisdictions include:
· Europe (as far east as Poland)
· UK
· USA
· Asia's to include Mauritius
· Australia
Preferred Asset sectors:
· Hotels
· Student accommodation
· Residential portfolios
· Logistics
Minimum advance: £35 Million - Maximum advance: £300 Million
Maximum loan to value: 65% (OMV) Interest rate: Local base rate +2%
Purpose of Loan:
· Acquisition
· Restructure
· Development exit to retain
At the moment this fund will not provide development finance. With reference to hotel funding, they prefer the operator to sign a hotel management agreement instead of a lease.
Expansion of our facilities in the USA - Mezzanine and Equity
I am pleased to confirm that, as an office, we continue to expand our offering in the USA.
Whilst we can call upon major funds for support concerning requirements for mezzanine and equity with ticket sizes of $50 Million upwards, it is very important to also provide the SME market with support. Subsequently, I can outline the following profile of a fund with which we now work:
· Source of funding- A single family office
· Investment size- $2 Million to $10 Million
· Geographically- USA
· Term- 1 to 5 years
· Produce offering- Mezzanine and Preferred equity.
· Preferred asset sector- Multifamily residential opportunities and hotels
· The asset needs to be generating income.
· The returns required- 12% to 20%.
· When will they invest:
Ø Where a client is short in the capital stack on an acquisition
Ø When a sponsor needs to de leverage senior debt to avoid breaching senior debt covenants.
Ø Distressed situations whereby a capital injection is required.
Recent case studies
A hotelier wanted to buy two hotels. One was a Hilton flag and the other was a IHG Flag
A local bank provided 70% of the purchase price
The sponsor input $4 Million
The shortfall of $4 Million was covered by the fund by way of a mezzanine facility charged at 12% with an exit ‘kicker’ of 8%.
The acquisition completed.
A hotelier was over leveraged due to 4 new hotels being constructed. He was suffering huge cost overruns. The new builds look to be ‘under water’ before they even open. The hotelier was facing bankruptcy. Fortunately, the hotelier had a group of four trading hotels which have equity. The solution was provided by the fund who bought the four trading hotels and leased them back to the hotelier with a ‘buy back’ option.
Commercial Mortgage Lender
We have a long-term commercial mortgage lender who will provide the below facility.
*Geographically - Europe, UK and USA
*Asset Sectors
Logistics, Hotels, Student Accommodation, Residential Portfolios, Retail, Offices, Business Parks
*Loan size - £35m to £300m (They fund in local currency and appropriate base rate)
*Term of loan - 7 years
*Interest rate of Base rate + 2%
*65% of the Open Market Valuation
UK Property Developers
Senior debt terms 90% of project costs and 70% loan to GDV. However, the senior debt provider will need the developer to have:
*A good track record
*A very good net worth to cover the Personal Guarantee requirements and cost overrun Guarantee
Trading Business Facility Across Several Continents
£20 - 150m flexible facility for trading businesses that may operate across several countries or even continents.
We are working with an American Hedge Fund with $36 billion Assets Under Management. This fund has a philosophy of structuring a funding facility to suit the needs of the SME client.
The profile of such facilities is outlined below:
• Minimum loan £20million
• Maximum loan £150million
• Maximum term for 5 years
Multi- jurisdiction facilities across:
• Canada • USA
• Interest only facility available
• Interest rate range from 3% per annum to 7% per annum
• Europe (north, south, east and west)
• Northern Australia
Typical security required are:
• Receivables/Debtors
• Inventory/Stock
• Plant & Machinery
• Real Estate
Funding Situations:
• Mergers and Acquisitions
• Refinance to release capital
• Turnaround/Restructuring/Insolvency
• Special Situations
• No asset class mix restrictions
• All SME sectors considered
• Additional cash-flow lends considered
• Also, non-asset backed cashflow loans.
• Event/Change Driven Scenarios
• Bridging back to stable position
• Shortfall with current borrowing.
European Facilities
Bridging Finance
This allows funds to be quickly arranged, to acquire land, or an asset, or release funds against land, or an asset already owned.
Example: A bridge facility of €3million in Portugal to allow a landowner to develop his land whilst awaiting a senior debt facility from a bank to be put in place.
Senior Debt
This is where an institution provides funding to acquire and/or to develop out a project.
Examples: A facility of €500,000 to finish off an apartment scheme in Germany.
A facility of €26million to acquire and refurbish a hotel in France.
Equity
This is where an institution will provide the capital shortfall above the senior debt facility. The investor will require a profit share.
Example: An equity facility of €5million to help the acquisition of land in Spain to build out a project of villas.
Forward Funding
This is where an institution will buy the “land” for the developer and pay the developer to build out either a hotel, apartment scheme, warehouse, or student accommodation scheme.
Example: The forward funding for a warehouse project in Italy.
Commercial Mortgage
Once a project is complete or a client wishes to acquire a property, it is possible to raise funds to provide a long-term facility to retain the asset.
Example: The refinance of an apartment scheme in Dublin.
RPS Finance can also help trading businesses to expand. The facilities and examples are below. Such facilities are available throughout Western Europe.
· Expansion funds as working capital – subject to the strength of the trading company, finance from €5million to €150million can be arranged to allow the business to grow quickly.
· Equity Funding – For those businesses who require more than debt, equity finance (by institutional investors) can be made available. Equity finance from €5million to €150million can be made available. The type of businesses that can be helped include:
§ Hotels
§ Manufacturing
§ Logistics
§ Super Markets
§ Professional Services
New Facilities Available from RPS Corporate Finance
We have access to the following facilities that are available:
The development of apartments and houses up to $8 Million senior debt
Bridging on land and construction up to $50 Million
Senior debt, mezzanine and equity from $50 Million to $300 Million
Mezzanine and trading hotels from $15 Million upwards
Mezzanine and equity for hotels and living space $2 Million to $10 Million
Access to local bank funding up to 70% of purchase price
Equity for trading businesses showing EBITDA above $10 Million from $50 Million to $150 Million
Investment bank in New York $25 Million to $5 Billion.
Global Bridging Finance - Equity Release
Bridging finance – Equity Release - Any location in the world.
• Up to 75% LTV
• Estimated Cost 9-12%pa
• Minimum investment €2m
• No Maximum Loan
• Max term 3 years
Build to rent/PBSA/Senior Living investment - 20 funds globally
• Up to 75% LTC (most likely 65% from credit committee)
• Estimated Costs 8-10%pa interest.
• Minimum investment €30m
• Minimum 150 units
PREFERRED EQUITY UK & EU
• Minimum investment €1m
• Maximum Investment €100m
• Fund will provide 80-90% of the equity for the project (Client inputs 2-4% of project costs assuming 80% LTC debt)
• Fund will require a profit share for providing equity
Development/Construction Finance
• Up to 80% LTC Client must be able to input either the land or 20-30% equity or have equity from one of our sources
• Estimated 8-12%pa interest.
• Minimum investment €500.000
• Maximum investment €N/A
• Equity can be taken from existing assets
• Timescales 2-3 weeks terms
• 4-8 weeks to drawdown
Forward Funding – Residential/BTR/Senior Living - 10+ funds
• 150+ Units
• No limit on investment amount
• Urban locations (Not rural projects)
• 100% of cost paid by fund.
• Developer delivers the project on a pre agreed profit
Forward Commit
• Off plan purchase of flats, houses or PBSA
• Minimum investment €30m
• Deposit of 10% released on exchange (possible)
• Balance on completion
• Any major urban city across EU
Deal Sourcing
• Sourcing projects across the UK for developers across the world
• Example 1 - 235 unit BTR scheme sold to a Canadian pension fund
• Example 2 - 150 unit retirement village sold to UK based developer
• Example 3 - 300 unit BTR scheme sold to UK developer
PREFERRED EQUITY UK & EU
• Minimum investment €1m
• Maximum Investment €100m
• Fund will provide 80-90% of the equity for the project (Client inputs 2-4% of project costs assuming 80% LTC debt)
• Fund will require a profit share for providing equity
Development/Construction Finance
• Up to 80% LTC Client must be able to input either the land or 20-30% equity or have equity from one of our sources
• Estimated 8-12%pa interest.
• Minimum investment €500.000
• Maximum investment €N/A
• Equity can be taken from existing assets
• Timescales 2-3 weeks terms
• 4-8 weeks to drawdown
Forward Funding – Residential/BTR/Senior Living - 10+ funds
• 150+ Units
• No limit on investment amount
• Urban locations (Not rural projects)
• 100% of cost paid by fund.
• Developer delivers the project on a pre agreed profit.
Northern Europe Refurbishment Funding & Owner Occupied Commercial Term Loans
Please see the below facility of a flexible lender for Northern Europe providing refurbishment funding and owner occupied commercial term loans.
Geographically:
France
Netherlands
Denmark
Sweden
Norway
Austria
Germany (2025)
Products:
Renovations and refurbishments
Owner occupied commercial loans
Asset Sectors:
Hotels
Care Homes
Residential investments
Mixed use properties
Commercial investments
Minimum loan: €5 Million
Maximum loan: €20 Million
Loan to value: 65% to 70%
Interest rate: 1% per month
Fees: 2%
Please note: In France, during any renovation works, the asset (hotel etc) needs to be empty because of the insolvency laws in France.
DEVELOPMENT FINANCE FACILITY
I am pleased to advise that I am working with a well-capitalised fund that offers the following facility:
· Geographically: Denmark, Sweden (Finland next year)
· Product: Residential development. Both out of the ground and repositioning an asset.
· Asset sectors: Mainly residential including student accommodation, build to rent, build to sell. Also, logistics/warehouses
· Minimum loan: €5 Million
· Maximum loan: €50 Million
· Maximum loan to value: 75% of the gross development value pre- finance costs
· Term: 15 to 30 months
· Interest rate: 10% coupon
· Fees: 2% in and 1% exit
· Developer experience: Must have built out at least 5 projects. Contractor strength must be good.
Local Bank Covering Texas
1. Criteria is different depending on the loan but for the most part we like to see 3 years of profitable financials as we are a cash flow lender. We also offer SBA loans to clients that are weak in some aspects of their financials or longevity of their business.
2. We tend to use SBA with start ups or if there is a collateral shortfall to enhance the loan request. SBA is Small Business Administration in the U.S. which is an independent agency of the United States government that provides support to entrepreneurs and small businesses.
3. We can do any business or asset sectors.
No minimum and no maximum. Lending requirements may be different depending on type and size of the loan. We also have more decision makers involved with larger loans usually loans $5 million or higher.
Loan to security value differs based on loan type. For equipment we can usually do up to 120% if they have recurring equipment purchases. For owner occupied we require 80% loan to value. For lines of credits we require the loan to be secured with eligible accounts receivable and eligible inventory.
Term and interest rate also depends on loan type and Borrower when we analyse.
1. Criteria is different depending on the loan but for the most part we like to see 3 years of profitable financials as we are a cash flow lender. We also offer SBA loans to clients that are weak in some aspects of their financials or longevity of their business.
2. We tend to use SBA with start ups or if there is a collateral shortfall to enhance the loan request. SBA is Small Business Administration in the U.S. which is an independent agency of the United States government that provides support to entrepreneurs and small businesses.
3. We can do any business or asset sectors.
No minimum and no maximum. Lending requirements may be different depending on type and size of the loan. We also have more decision makers involved with larger loans usually loans $5 million or higher.
Loan to security value differs based on loan type. For equipment we can usually do up to 120% if they have recurring equipment purchases. For owner occupied we require 80% loan to value. For lines of credits we require the loan to be secured with eligible accounts receivable and eligible inventory.
Term and interest rate also depends on loan type and Borrower when we analyse.
Development & Refurbishment Loans Residential/Commercial/Hotel/ PBSA/Student UK and Europe
Construction, Development & Refurbishment Loans
Residential/Commercial/Hotel/ PBSA/Student
UK and Europe
HIGHLIGHTS
Construction finance available across the UK and Europe
Pricing starts at 6% pa
Bespoke service and pricing on every deal
1st Time Developer options
Up to 80% Loan to cost (incl. land)
Minimum Loan €500,000
No Maximum Loan
Interest is rolled up and deducted from the facility
FURTHER DETAILS
More leverage available for strong assets with clients with a strong track record
Potential to lend up to 75% LTGDV (Will consider higher leverage with PG)
Can lend across most asset classes, except retail
Able to look at cross company guarantees
Unrivalled knowledge of the international property, credit, structure and advisory sectors;
Terms from 3 month to 7 years
Able to lend on single assets (e.g. Villas) or multi family projects
Hotel investment available across Europe and the UK
Can be partnered with our equity service to achieve 100% LTC - please refer to "equity investment" fact sheet
Affordable Housing
A client obtained planning permission to build out 100 affordable houses and apartments. With little capital to progress the project, RPS Finance introduced an institutional investor who, bought the land and entered into a development agreement with the client. The investor then paid for the build out of the project, retained the residential units and the developer earned 12% of project costs as a profit.
Term Loan
A developer wished to build out apartments to then retain as a long-term investment. RPS Corporate Finance arranged funding to cover 85% of the project costs along with a long-term mortgage to begin once the project was completed. The long-term mortgage was 10 years, interest only and 65% loan to value at an interest rate below 4%
RPS Finance are Expanding Across Europe
RPS Finance are expanding across Europe, we are looking to speak to developers that require funding, advice or assistance on schemes that include;
• Residential schemes (€5m minimum loan, no maximum)
• Build to rent projects (minimum 100 units, no maximum) • Student projects in any major city across UK and Europe • Refinance opportunities
• Forward purchase opportunities, Student and Residential (minimum investment €30m, no maximum)
FUNDING IN THE USA
We have access to the following facilities that are available:
The development of apartments and houses up to $8 Million senior debt
Bridging on land and construction up to $50 Million
Senior debt, mezzanine and equity from $50 Million to $300 Million
Mezzanine and trading hotels from $15 Million upwards
Mezzanine and equity for hotels and living space $2 Million to $10 Million
Access to local bank funding up to 70% of purchase price
Equity for trading businesses showing EBITDA above $10 Million from $50 Million to $150 Million
Investment bank in New York $25 Million to $5 Billion.
SOUTHERN EUROPE
Spain
France
Italy
Ø Local bank senior debt
Ø Mezzanine up to €10 Million
Ø Equity up to €10 Million
Greece
Cyprus
Ø Local bank debt
Ø Mezzanine €10 Million upwards
Ø Equity €10 Million upwards
COMMERCIAL MORTGAGE LENDER FOR LONGER TERM BORROWERS
This Pan European Fund provides a commercial mortgage facility for a variety of clients secured upon a variety of assets across a variety of jurisdictions.
Geographical range
All of Europe as far east as Poland
All of the UK
USA
Asset Sectors
Business parks
Commercial investment
Logistics
Student Accommodation
Hotels
Retail
Residential Portfolios
Minimum Loan- £35 Million
Maximum Loan- £300 Million
Interest Rate- Bank of England Base Rate + 2%
Euribor + 2%
Maximum term- 7 years
Maximum loan to value - 65% of the GDV open market value
Ideal clients- Property investors wishing to acquire or refinance
Property developers wishing to retain the asset
FLEXIBLE SENIOR DEBT PROVIDER
I attach (one pager) for your consideration details of a specialist lender providing:
Senior debt
Mezzanine
Stabilisation term loans once the project is completed.
LEXIBLE SENIOR DEBT PROVIDER
I attach (one pager) for your consideration details of a specialist lender providing:
Senior debt
Mezzanine
Stabilisation term loans once the project is completed.
Geographical areas are:
UK
Europe
Asset Sectors:
Student accommodation
Build to rent
Co Living
Please note, as an office we can also arrange in certain countries equity finance to support the above.
Expansion funds as working capital
– subject to the strength of the trading company, finance from €5million to €150million can be arranged to allow the business to grow quickly.
Equity Funding – For those businesses who require more than debt, equity finance can be made available by institutional investors. Equity finance from €5million to €150million can be made available. The type of businesses that can be helped include:
Hotels
Manufacturing
Logistics
Super Markets
Professional Service.
Our Services
We offer a range of services including property management, sales, and leasing. Our team is dedicated to helping you find the perfect property for your needs.
Expert Agents
Our team of experienced agents are knowledgeable about the local real estate market and are committed to providing excellent customer service. We strive to make your real estate experience as smooth and stress-free as possible.
Properties for Sale
Browse our selection of properties for sale and find your dream home. We have a variety of properties to fit any budget and lifestyle.
Expansion Funds as Working Capital
We are working with a fund that has the following profile and offering:
We are working with a fund that has the following profile and offering:
Subject to the strength of the trading company, finance from €5million to €150million can be arranged to allow the business to grow quickly.
Equity Funding – For those businesses who require more than debt, equity finance can be made available by institutional investors. Equity finance from €5million to €150million can be made available. The type of businesses that can be helped include:
Hotels
Manufacturing
Logistics
Supearkets
Professional Services
We are working with a fund that has the following profile and offering:
We are working with a fund that has the following profile and offering:
We are working with a fund that has the following profile and offering:
*Opportunistic investor
*Likes JVs with a co investor/operator
*Minimum investment is negotiable.
*Maximum investment is £25 million
*Co investor or JV partner must invest 10% to 20% of the project costs. The fund will provide 80% to 90% of project costs
*Part completed developments in distress are acceptable
*Other distressed situations also considered
*Do not like ground up developments
*Require a return of 1.5 times their investment.
Special Situations Fund
We are working with a fund that has the following profile and offering:
€450m Approved for Portugal Multiple Asset Sectors
*Geographical - UK, Italy, Germany, France, Portugal, Spain
*Asset Sector - Hospitality, Residential Development, Student Accommodation, etc, NOT offices
*Minimum advance is EUR15M
*Maximum advance is EUR60M
*The equity shortfall advance can be 75% to 90% behind local bank senior debt
*Sponsor/client to have 10% to 25% of the capital shortfall as "skin in the game" behind local bank senior debt
*Equity is preferred equity
*Profit share is a minimum 50%
€450m Approved for Portugal Multiple Asset Sectors
€450m Approved for Portugal Multiple Asset Sectors
€450m Approved for Portugal Multiple Asset Sectors
Portugal approved for a total facility of €450 Million by a Pan European Fund with whom we work. The profile of the facility is:
· Total loan €450 Million
· Senior debt only
· Maximum loan to cost 75%.
· Interest rate of Euribor + 2.5%
· Arrangement fee of 1.25%
· To be deployed simultaneously across several projects
· Asset sectors involved:
Logistics
Residential development
Hotel development
Student accommodation
· Acceptable capital structure:
Joint Venture with landowners
Equity investment by third party
Initial forward commit funds by eventual buyer
The client was highly delighted with the facility as it allows them to maximize the use of their capital.
As an office we arrange:
· Senior debt
· Mezzanine
· Equity
· Forward Commit
· Forward Funding
Such facilities are available in the UK and Western Europe, across all asset sectors.
Loan To Value
€450m Approved for Portugal Multiple Asset Sectors
Equity Finance
Max LTV
Up to 85%
$50M-$300M
US | Europe
Recent Transactions
We are a $7bn global opportunistic fund, and invest in real estate equity, debt and securities globally.
Blackstone experience for the past 6 years, helping with the running of their real estate credit group in Europe.
For development equity projects, we are typically 20%+ IRR investors and 2x MOIC, with a minimum equity investment size of c.$75M and above.
Subordinate Loan / Structured Equity
Program
Whole Loan
Up to 85%
Common Equity
9-12%+
Up to 5 years
Condominium | Multifamily | Industrial | Mixed-Use | Hotel | Retail | Office
Acquisition | Pre-Development | Construction | Condo Inventory | Transitional Properties | CMBS | Special Situations | Note Purchases | Platform Capital
Equity Finance
€450m Approved for Portugal Multiple Asset Sectors
Equity Finance
In the UK we have multiple equity finance options for our developers, ranging from £250,000 to £100 Million.
We have also developed our model throughout Western Europe, where we can arrange:
· Senior debt with local bank providers
· Mezzanine finance
· Equity finance
The range of equity options are €500K to €100 Million.
A recent developer client wanted to build out 59 houses in Spain but had minimal capital to input. We arranged the following capital structure:
A local Spanish Bank provided the senior debt.
An equity provider provided 80% of the capital shortfall.
The developer provided only 20% of the capital shortfall.
The equity provider and the developer will share the project profits on a 50/50 basis.
30 years of experience and €28 billion in assets under management.
30 years of experience and €28 billion in assets under management.
30 years of experience and €28 billion in assets under management.
Investment Types: Equity investments or non-dilutive convertible notes/royalty interests.
Investment Amount: €3 million to €100 million.
Target Regions: Ireland, UK, Australia, Asia (e.g., South Korea, Japan), South Africa, Latin America (e.g., Mexico, Brazil).
Focus Industries:
Consumer Web/E-Commerce
Healthcare
Defense/Security
Biotech
Information Security
AI/Machine Learning
Defense
Mobility
Deal Types:
Stage: From Pre-Seed to Series A/B
Equity Offer: 10%-49% or convertible notes with warrants
Subsidiary Support: Available in Canada, UK, USA, Israel, Grand Cayman/BVI/Bermuda.
Use of Capital: Focus on product software development and marketing/advertising.
Fast Moving Facility
30 years of experience and €28 billion in assets under management.
30 years of experience and €28 billion in assets under management.
*Asset sectors - Residential and Commercial property
*Geographically all UK but very strong in South East
*Loan to value - 70% to 75% OMV!
*First or Second charge
*Minimum loan is £250,000
*Maximum loan is £50 million, but sweet spot up to £5 million
*Term - 12 to 24 months
*Interest rate from 0.7% per month
*Fees of 2%
*Completion time is 4 days!!!!
Will consider mezzanine and equity finance requests.
Desktop valuations, search indemnity, and 2 in-house underwriters!!
7 x EBITDA
30 years of experience and €28 billion in assets under management.
Fund Deploying
For cash generative and profitable companies, I have a specialist corporate finance company who can offer between 5 and 7 times EBITDA averaged over the last 3 years.
The facility is unsecured and priced at BBR +4% to 6%.
Minimum loan is £5 million.
Fund Deploying
New Equity Funds
Fund Deploying
Products and asset classes, Corporate Lending, Asset Finance
- Acquisition Loans
- Growth capital loans
- Bridge loans
- Pre-IPO loans
- Specialty Finance Co’s
Real estate-backed loans
Whole loan purchases
Private shares / LP interests
Luxury asset financing (wine, yachts, art, etc.)
- Contract monetization
Investment parameters
- Size: £20 - £150+ million
- Rate: Floating rate + 7% to 12%
- Maturity: 1-7 years (including bridge loans)
- Currencies: all major global currencies
- Security: 1st lien senior secured, 2nd lien and mezzanine loans, preferred equity and 1st loss tranches, recourse and non-recourse
- Fees: flexible (exit, equity participation etc.)
- Coupon: can include partial non-cash pay PIK
Please let me know if this lender is of use to you.
New Equity Funds
New Equity Funds
New Equity Funds
*UK & Europe
*Minimum loan £2 million
*Maximum loan £50 million
*Purpose of loan:
- Bridge to purchase
- Bridge to discharge an existing bridge loan
- Insolvency issues
- Development lending
- Ability to move fast
*Likes distressed situations
*Fees of 2% in and 1% out
*100% Equity funding with expectations of 100%+ ROI
Business Funding
New Equity Funds
New Equity Funds
New Private Equity funds now available
*UK including Northern Ireland, Europe
*Minimum loan £2 million
*Maximum loan £50 million
*All sectors welcome
*Strat ups welcome
*Tech welcome
*Energy friendly
*Likes distressed situations
*Fees of 2% in and 1% out
*100% Equity funding with expectations of 100% ROI
Lending Options
Development Loan
Development Loan
Development Loan
Finance secured for the demolition and rebuild of two villas with improved planning permission in aim to sell. These villas are based on the beautiful island of Mallorca and are projected to have very high returns.
Loan Amount: €8.5 million
Gross Development Value: €25 million
Hotel Loan
Development Loan
Development Loan
Hotel Loan
The purpose of the finance request was to refurbish and rebrand an existing 3* hotel in Ibiza, Spain to a 5* offering.
Loan amount: €79m
Exit Strategy: Refinance to long term loan
Additional: Provided €30m of mezzanine to replace previous bank debt
Refurbishment
Development Loan
Forward Funding
The client wanted to renovate an existing structure including extension and addition of swimming pool.
Loan amount: €1m
Gross Development Value: €3.85m
Forward Funding
Long-term Mortgage
Forward Funding
A client obtained planning permission to build out 100 affordable houses and apartments. With little capital to progress the project, we introduced an institutional investor who bought the land and entered into a development agreement with the client. The investor then paid for the build out of the project, retained the residential units and the developer earned 12% of project costs as a profit.
Long-term Mortgage
Long-term Mortgage
Long-term Mortgage
A developer wished to build out apartments to then retain as a long-term investment. We arranged funding to cover 85% of the project costs along with a long-term mortgage to begin once the project was completed. The long-term mortgage was 10 years, interest only and 65% loan to value at an interest rate below 4%.
Development Finance
Long-term Mortgage
Long-term Mortgage
New build, refurbishment, and conversion finance available up to 90% of cost.
Minimum Loan €1m - no maximum.
Forward Funding
Apartment Scheme Funding
Apartment Scheme Funding
100% finance for 40-500 unit developments, with the final project owned by the funder. Working with commercial, residential, hotel and retail.
Apartment Scheme Funding
Apartment Scheme Funding
Apartment Scheme Funding
A client intended to build out over 100 apartments in a desirable location. Senior debt and mezzanine funded 85% of the project costs. We also pre-sold the apartments whereby the investors exchanged contracts and paid over a 10% deposit. These deposit funds were used as part of the funding package.
Long-term Mortgage
Apartment Scheme Funding
Development Finance
A developer wished to build out apartments to then retain as a long-term investment. We arranged funding to cover 85% of the project costs along with a long-term mortgage to begin once the project was completed. The long-term mortgage was 10 years, interest only and 65% loan to value at an interest rate below 4%.
Development Finance
Hotel, Student, Commercial and Industrial Finance
Development Finance
New build, refurbishment, and conversion finance available up to 90% of cost.
Minimum Loan €1m - no maximum.
Hotel, Student, Commercial and Industrial Finance
Hotel, Student, Commercial and Industrial Finance
Hotel, Student, Commercial and Industrial Finance
Project finance available for as low as 3.5% pa. Including development and stabilisation period finance. Including long term projects.
Social Housing and Retirement Living
Hotel, Student, Commercial and Industrial Finance
Hotel, Student, Commercial and Industrial Finance
Forward funding, development finance and equity finance available for Social and Retirement living projects across Europe.
Equity
Bridging Finance
Senior Debt
This is where an institution will provide the capital shortfall above the senior debt facility. The investor will require a profit share. Example was an equity facility of €5million to help the acquisition of land in Spain to build out a project of villas.
Senior Debt
Bridging Finance
Senior Debt
This is where an institution provides funding to acquire and/or to develop out a project.
Examples: A facility of €500,000 to finish off an apartment scheme in Germany. A facility of €26million to acquire and refurbish a hotel in France..
Bridging Finance
Bridging Finance
Bridging Finance
This allows funds to be quickly arranged to acquire land or an asset or release funds against land or an asset already owned.
Example: A bridge facility of €3million in Portugal to allow a landowner to develop his land whilst awaiting a senior debt facility from a bank to be put in place.
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